Spend the Yield, Keep the Stack

Park stablecoins on Robinhood Chain, let a lending market pay you interest, and swipe a card that only ever touches what the interest earned. Your deposit never moves.

Coming soon
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Spend the Yield, Keep the Stack

Park stablecoins on Robinhood Chain, let a lending market pay you interest, and swipe a card that only ever touches what the interest earned. Your deposit never moves.

Coming soon
How it works

One deposit, then interest picks up the tab.

1

Deposit

Move stablecoins in. They lock as your base and get supplied to a single lending market on Robinhood Chain.

2

Accrue

Your account is two numbers: the locked base, and the interest it has earned. Only the second one ever becomes spending power.

3

Spend

Card swipes clear against earned interest and nothing else. Not enough interest? The charge bounces whole. It never dips into the base.

4

Withdraw

Your base comes back to your wallet whenever you say so. Withdrawing is a button you press, never a side effect of spending.

The one rule

Your base is never spendable.

Two ledgers, one wall

Base and spendable interest are separate accounting entries. Spendable equals interest earned minus interest spent. No other inflow exists.

Fails closed

If a chain read times out or accrual data is stale, spendable reads zero and the swipe is declined. An outage can never unlock the base.

One market, no games

The interest is plain lending yield from one on-chain money market. No strategies, no leverage loops, no token points meta.

Declined whole

A charge bigger than your earned interest dies at the terminal. There is no fallback path that tops up the difference from your deposit.

Exit is yours

Full or partial, the base withdraws straight back to your wallet, and only when you trigger it yourself.

Small before big

Every flow runs end to end with dust-sized amounts first. Real size is only allowed through once the accounting is proven.

Yield lives on Robinhood Chain.

Jubi runs on the USDG-native L2, an Arbitrum Orbit rollup, chain id 4663, fully EVM. No validator staking, no emissions: the yield is lending interest from an on-chain money market, and nothing else.

USDG

Stablecoin deposits

Orbit

Arbitrum L2 rollup

4663

Chain id

EVM

Lending market yield

Your stack starts covering your bills.

The deposit stays locked and keeps working. The interest becomes the only money you touch. Real value flows only once the accounting is bulletproof.

Coming soon